Protecting Your Products in Transit

You may have packaged your parcels perfectly but there are still risks involved in moving goods from place to place.


That is why we at Holmes Mann recommend goods in transit (GiT) insurance to protect your stock – and your company.

Protecting Your Products in Transit

If your business involves distributing products to customers, you need to know that you will have the money to replace these items should the worst happen. GiT insurance will cover you for any loss, theft, or damage. It can also cover any loss of earnings as a result of transit delays.

Check the details

Policies do vary, however, and so it is important to read the small print. Some insurers, for example, include cover for goods stored overnight in a vehicle as standard whilst others will need you to buy this as an add-on. Some will also include European transit but this could be an unnecessary expense if you only operate in the UK.

There are also exclusions to consider, such as policies that will not cover items deemed to be attractive to thieves. This is fine if you are distributing newspapers but not suitable if you are shipping laptops. This can also be a consideration when packaging your products; giving a description of the contents of a box on the outside, for example, may make it more attractive to thieves.

Compare quotes and consider the discount potential of insuring more than one vehicle with the same provider. It is important to remember, however, that some policies will only cover dual-manned vehicles which are not left unattended at any time.

Using other courier services

If you choose to use a third-party courier service, check their insurance cover and ensure that any liability limits will be sufficient to replace any items should they be lost, stolen, or damaged. Some policies will have weight-based restrictions, meaning that they will only pay out a set amount for a set weight, regardless as to whether this is made up of reams of paper or top-of-the range tablet computers.

You may want to choose a cost-effective courier service in order to offer your customers the best prices possible, but this could be false economy if it means compromising on adequate protection for your goods. Remember that if your chosen courier were to lose or damage your products whilst in transit, it will ultimately be your responsibility to replace the items in order to protect the reputation of your company. If this loss is not covered by insurance and you do not have the money available to meet the costs yourself, the effects on your business could be disastrous.

Pick the proper product protection

Of course you can minimise the risks of potential profit loss through damage by ensuring your products are properly packaged from the get go. At Holmes Mann we’re passionate about packaging, which is why we supply everything from bespoke cardboard boxes of improbable magnitude, to miscellaneous oddities such as polystyrene void fill and recycled cardboard padding, all with the goal of keeping your products safe. To reduce the risk of running into trouble, call the packaging professionals.

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